Introduction

Check problems are among the most common issues in Dubai and the UAE, especially with the high volume of commercial and real estate transactions. Despite recent amendments to the UAE check law, many still face difficulties in collecting bounced checks or dealing with checks without sufficient funds. Here, we provide a simplified explanation of the most important legal developments and how to resolve them.

The Most Prominent Check Problems in Dubai

• Bounced check: When the bank refuses to cash the check due to insufficient funds.
• Partial payment of a check: The bank is obligated to pay the available amount in part, which can be used as legal evidence to collect the remainder through the court.
• Bounced check due to error: May result from a mismatched signature, typing error, or account freeze.
• Delayed check collection: Some cases face difficulties in processing the check value even though there is a balance.

Amendments to the UAE Cheque Law 2025

• Cancellation of imprisonment in most check cases: Now treated as a civil executive case, not a criminal one.
• Considering a check as an enforceable instrument: Go directly to the enforcement judge without filing a lengthy lawsuit.
• Partial collection of a check: The bank is obligated to pay the available amount and issue a certificate for judicial collection.

These amendments make solutions faster and fairer to protect the rights of individuals and companies in Dubai and the UAE.

How to Solve Check Problems

• Bank collection: Go first to the bank and cash the available amount (if any).
• Request for a Certificate of Decline: An official document proving the check has not been cashed.
• Enforcement procedures: Submit the check as an enforceable instrument before the competent court.
• Legal solutions: Seek the assistance of a specialized legal advisor to expedite collection and protect your rights.

Why Choose Al-Weam Legal Consultations?

• Extensive legal experience in check cases in Dubai and the UAE.
• Follow-up on implementation procedures from beginning to full collection.
• Providing practical and fast legal solutions for individuals and companies.
• A specialized legal team led by legal advisor Alia Zein.